Putting off claiming your State Pension

The Department for Work and Pensions (DWP) has updated its guidance on deferring (putting off) your state pension. 

Their leaflet explains how delaying claiming or stopping your state pension until a time that suits you could mean you get more money. 

The government plans to change the state pension from April 2016. If Parliament agrees the changes, the new State Pension will be for: 

• men born on or after 6 April 1951, and
• women born on or after 6 April 1953. 

You can read more about state pension reform on our website, here.  

The new leaflet contains information about deferring your state pension under the present system, so will only apply to you if you reach state pension age before 6 April 2016.  You can still defer your state pension under the new system, but the rules will change. The government will publish information about deferring your state pension under the new rules shortly. 

You can read the new leaflet here.  

Our mission is to make pensions accessible to everyone, so if there is anything you do not understand, please contact us and we will be pleased to help.  To discuss any pension-related issue:  

• Call our helpline on 0300 123 1047.
• Talk to one of our advisers online here.
• Use our web based enquiry form here.