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Call: 0800 011 3797


National Stress Awareness Day

What is stress?

Stress is the way that your body responds to any kind of demand. It can be caused by both good and bad experiences, although we do tend to associate it more with the latter. When you feel stressed, your body reacts by releasing chemicals into your blood. These chemicals give you energy and strength, which can be a good thing if the stress is caused by physical danger. But if the stress is related to an emotional event, there is no outlet for the energy and strength generated by the chemicals.

The term stress is banded around quite a lot but for some it can be very debilitating. We have customers who are extremely stressed by their pension. It could be because the scheme has paid them too much money and it is now demanding that the money is repaid. It could be because they are facing decisions that they have never faced before.

Here is our pension guide to stress:

  • Stop – when you receive a letter from your pension scheme or provider, do not be panicked into responding.
  • Talk – we speak to customers who have been stressed by a piece of communication that they have received but have not talked to the scheme/provider to let them know how they are feeling
  • Rights – know your rights under the scheme/policy – this is where we, The Pensions Advisory Service can help. With the grey matter that exists, we probably know quite a lot about your scheme already
  • Early – do not leave it to the last minute so act early so that you have time to consider all your options
  • Sum – your retirement income is the sum of the parts – your State pension, your workplace pensions, other private pensions and retirement savings. Think about all of them rather than acting on one in isolation 
  • Start – a good place to start is by contacting us so that we can talk you through your position and give you the confidence to take the next steps

Pensions are complicated; there are many different varieties, there are different legislations and rules will vary. However, pensions do not need to be confusing. Follow our tips and we will help make your retirement decisions stress free.

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