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Happy Diwali

Happy Diwali!

Diwali is the Hindu Festival of Lights celebrated every year between mid-October and mid-November.

Before Diwali night, people clean, renovate, and decorate their homes and offices. On the night, people dress up in new clothes or their best outfit, light up lamps and candles inside and outside their home and participate in family prayers. This is followed by fireworks and a feast including sweets and exchange of gifts. What a great night!

The name of festive days as well as the rituals of Diwali vary significantly among Hindus based on the region of India. In addition, on the same night that Hindus celebrate Diwali, Jains celebrate a festival also called Diwali, Sikhs celebrate Bandi Chhor Divas and Newar Buddhists worship Lakshmi. A busy night in so many calendars.

You can join in by having a Festival to light up your pension:

  •          “Clean, renovate, and decorate” your pensions by checking out the charges and the investment to make sure that they still work for you.
  •          “Dress up in new clothes” especially where you have a pension with old exit charges; if you are aged 55 or over, the exit charges cap applies so it may be best to swap it to a new style pension.
  •           “Sweets and exchange of gifts” may be offered through your employer with matching pension contributions.

As with Diwali and the other religious festivals today, pensions are full of legacy products with different names (over 55 at the last count) so if you do not know what pensions you have, contact The Pensions Advisory Service on 0300 123 1047 or by webchat www.pensionsadvisoryservice.org.uk

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