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Defined Benefit: How secure is my pension?

In recent weeks, there have been a number of headlines about Defined Benefit pension schemes with comments about how some members may potentially be facing reduced levels of retirement income. The economic climate has meant that some high profile pension schemes have come under increased funding pressures in recent years whilst other pension schemes have gone into the Pension Protection Fund (the PPF) when their sponsoring employer has failed.

To help you understand the issues in more detail, we have produced a Spotlight document. This answers some common questions that pension scheme members are asking us about their pension security and the safeguards that exist.

We hope that you find this note helpful. But if you have any related questions please call our helpline on 0800 011 3797 for further information, where our technical specialists will be happy to help.

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