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Seed Gathering Season

Up in the frozen arctic tundra on the sparsely inhabited Svalbard archipelago lies a curious hatch leading to the heart of a mountain. This isn’t some Tolkienian dragon’s lair, nor a rugged film location on the set of Game of Thrones. The hatch in question is the rather grand doorway to the Global Seed Vault. Since 2008, the vault has been safely securing the world’s seeds at a chilly -18 degrees Celsius in case of global crises. Located on the Norwegian island of Spitzbergen, the seed bank was supposed to be an impregnable deep-freeze. However, due to unseasonably warm winter weather, the seed bank was partially flooded earlier this year.

Just as in life, no matter how hard we try and prepare for the future, our plans can sometimes come undone by unforeseen events. Ill health, divorce and family bereavement can all potentially affect your financial situation. To mitigate against such circumstances it’s important to make the most of your pension and start saving as early as possible. That way, if disaster strikes you can be as prepared as possible.

In 2015, the International Center for Agricultural Research in the Dry Areas based in Aleppo was under threat due to the Syrian civil war. The Global Seed Bank authorised the first withdrawal in its history ensuring vital work could continue in a safer location. In a similar vein, pension freedoms now allow for the flexibility of using some pension savings to help towards life events whilst keeping the rest of the pension intact.

Thankfully saving into your pension doesn’t require a trip to an underground vault dug into the permafrost. This seed gathering season get in touch with us with your pension questions.

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