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Bye Bye Big Ben

In honour of Big Ben not bonging for the next 4 years, here are 4 pension tips for things that you could do to improve your retirement income over the next 4 years:

  • Baby born but your or your partners income is over £50,000 per annum? You should still register for child benefit but then say you don’t want it, to get credit towards your State pension.
  • Break from your old job? Remember to update your pension provider with your personal email address so you still get details of your workplace pension.
  • Benefit from the exit charges cap if you hit age 55 with an old personal pension plan as it may be better transferring it to a new contract with low charges; find out more here.
  • Before taking your benefits when you reach the “normal retirement date” on your pension contract, if you don’t need the money, you could leave it invested. But it’s worth reviewing the charges and the investments

Best to be prepared for retirement by contacting The Pensions Advisory Service on 0300 123 1047.

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