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When things change

When relationships end

Few people think of their pension when their relationship comes to an end. But, depending on the circumstances, understanding the effects could make a big difference to your pension provision.

Breaking up is never easy. It can be a very confusing and distressing time for all involved. It might be the last thing on your mind, but your pension could be affected by your change in relationship.

For instance, pensions can be included as assets in divorce financial settlements.  Its important that you get a good understanding of your pensions entitlements and the impact of any settlement that you make upon your pension benefits.  Without a good understanding of how your divorce or dissolution affects your pension, you may  find that your pensions benefits may be significantly different than what you expect when you come to retire. It’s important to talk these issues through and to not make any assumptions about what you will get or be entitled to, without checking first.

If you decide that divorce or the dissolution of a civil partnership is the right course of action for you, we would recommend that you read through our dedicated pages here to properly understand the things you should consider when thinking about your pension.

Frequently asked...

Where can I find out more?

If you need more information, please contact us. A pension specialist from our team will be happy to help with whatever pensions-related question you have. Our help is always free.

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