About Pensions

When things change

We know that life is not straight forward and things can change unexpectedly. When you have a change in circumstances, many things can be affected, including your financial situation.The following pages look at some of the changes we get asked for help with.

Concerns about changes to my employer that will affect my pension

Bankruptcy

Redundancy

Working part time

Treated fairly?

Parental leave

Leaving your pension scheme

Insolvency
TUPE
Taking a refund
Keeping your benefits pot in your scheme
Transferring your pension
Re-joining your scheme

When a relationship ends

Divorce, dissolution and separation
Pension sharing
Pension offsetting
Pension attachment and earmarking
Individual agreement
Divorce: How we can help

Transferring your pension

UK transfers
Overseas transfers
Transfer incentives and pension increase exchange
Things to think about

Moving abroad

Ill health

Personal
Caring for others

Bereavement: what to do

My partner or someone in my family has died
Telling the pension scheme of a death
Lump sum on death
Dependants' benefits
What happens when I die?

Other money matters

To find the information you’re looking for, just click on any of the links above. If you can’t find what you’re looking for or, would just like to talk to someone about your situation, just call us, use our web chat service, or complete our online enquiry form.