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About Pensions

Retirement Choices

When it comes to retiring, there are many different options available to you. This section looks at all of the options for both defined benefit and defined contribution schemes and the choices you might need to consider are set out below. Note that you can take your benefits from your pension scheme even if you are not stopping work. Please click the links below for more information about your retirement choices. 

When can I take my money?

Combining pensions pots at retirement

Early retirement

Flexible retirement

Ill health retirement

Late retirement

The right choice for me?

Annuities

Buying an annuity: How to shop around

Annuity jargon explained

Pensions in payment

Pension Liberation plans

  • Different types of pension schemes have different rules
  • The type of scheme you're a member of, will reflect the retirement options available to you

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