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Pensions Act 2014

The Pensions bill 2013 received Royal Assent on 14 May 2014 and became the Pensions Act 2014.

The Pensions Act 2014 has numerous provisions, the main provisions are outlined below:

  • State Pension reform  (the single-tier pension), which will replace the current basic State Pension and Additional State Pension. To find out more about the State Pension reforms, you can read our information page here.
  • The Act includes a new type of voluntary National Insurance contributions known as Class 3A, which can be to top up your State Pension used by those who reach State Pension age before 6 April 2016;
  • A change in State Pension age from 66 to 67 between 2026 and 2028, as well as a new framework calling for a regular review of the State Pension age;
  • The Act introduces Bereavement Support Payment to replace the existing bereavement benefits;
  • There are a number of amendments to the Pensions Act 2008 regarding automatic enrolment;
  • It also includes powers to allow the Government to introduce minimum standards about governance and administration in workplace pension schemes; and
  • Numerous other measures relating to private pensions.

To read about all the changes in more detail, please click here.

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