The Pension Services administers and pays the State
Pension. They can provide a forecast of what your state
pension is likely to be when you reach your State Pension Age
(SPA).
What is a forecast?
A State Pension forecast will give you, in today's money
values:
- an estimate of the State Pension you may get based on your
National Insurance contributions so far; and
- an estimate of the State Pension you may get when you
reach your SPA.
It will also identify whether you have, or are likely to
have, a shortfall in your Basic State Pension entitlement and
give you guidance on correcting this. If you have a
shortfall, it is likely to have been caused by you having
gaps in your National Insurance contribution
record.
Temporary changes introduced by the Government
The Pension Service are updating their systems to take into
account recent retirement age changes. Until those updates
have been completed, there is a limited State Pension forecasting
service in place.
Women born before 6 April 1953 and men born before
6 April 1951 can still get State Pension forecasts.
Women born on or after 6 April 1953 and men born on
or after 6 April 1951 will not, for the time
being, be able to get State Pension forecasts.
Instead, they will be able to get State Pension statements. A
statement will tell you what you have built up already but will
not, unlike a forecast, tell you how much State Pension
you will get when you reach State Pension Age.
How do I get a State Pension forecast or statement?
Click here to visit the Government's website
for information about how to get a forecast or statement.
