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State Pension Forecast

The Pension Services administers and pays the State Pension.  They can provide a forecast of what your state pension is likely to be when you reach your State Pension Age (SPA).

What is a forecast?

A State Pension forecast will give you, in today's money values:

  • an estimate of the State Pension you may get based on your National Insurance contributions so far; and 
  • an estimate of the State Pension you may get when you reach your SPA.

It will also identify whether you have, or likely to have, a shortfall in your Basic State Pension entitlement and give you guidance on correcting this.  If you have a shortfall, it likely to have been caused by you have gaps in your National Insurance contribution record.  

How do you get a forecast?

If you live in the UK and are more than 30 days away from your SPA, you can apply for a State Pension forecast by post or telephone:

Future Pension Centre
The Pension Service
Tyneview Park
Whitley Road
Newcastle upon Tyne
NE98 1BA
Telephone: 0845 300 0168

If you live in the UK and are more than four months away from your SPA, you can also apply for a State Pension forecast online by clicking here.

If you live outside of the UK, you need to apply for a State Pension Forecast from HM Revenue & Customs.  Click here for guidance on getting a forecast from overseas.

Further Information

Click here to visit the Pension Service's website for further information about State Pension forecasts.

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