At various times during your membership of a pension scheme, you
may have to make retirement planning decisions. These
planners should help with some of those decisions.
New! Saving for retirement
planner
This planner is intended to form part of your retirement
planning. By entering information about current pensions and
savings, as well as your target retirement age and income,
this planner will tell you if you are on course to
retire as expected.
Annuity planner
This planner will help you through the decision-making process
for purchasing an annuity.
Click here to use the
annuity planner
Investment choices planner
This planner will help you decide how to invest the
contributions paid into your
defined contribution pension scheme.
Click here to use the
investment choices planner
Voluntary national insurance contribution planner
This planner will help you make a decision about whether or not
to boost your basic state pension by paying class 3 national insurance contributions
(NICs).
This planner uses the rules currently in
force. It does not take into account the proposed changes
connected with the reform of the state pension. The planner
will be updated if the changes to the state pension system become
law.
Click here to use the
voluntary national insurance contribution planner
Managing your money - a health check
Whatever the situation with your finances, it's good to know
where you stand and that you are making the most of what you have.
The health check, a new online money planner from the Money Advice
Service, is for everyone.
The Money Advice Service is independent and it's here to help
everyone understand and manage their money better.
It takes just 10 minutes to answer some straightforward
questions and the health check will give you a personalised action
plan which identifies the top three things you can do to make the
most of your money right now, and to plan for future
goals.
Best of all - it's free and it's unbiased. The Money Advice
Service won't recommend a particular product or provider or try to
sell you anything.
Click here to use the Money Advice Service
health check
