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ABI concerns over EU policy

The Association of British Insurers (ABI) has warned a European ruling banning gender pricing in insurance could open the door for similar legislation on age and disability discrimination.

In March last year, the European Court of Justice ruled gender pricing for insurance products will be banned from December 21, 2012.  The decision will affect the way insurers price annuities, life insurance, income protection and critical-illness cover.

Stephen Gay of the ABI thinks there is a risk that the judgement will be taken into other areas such as disability or age, which could have far-reaching effects on critical illness and life insurance.

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