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Simplification would lead to fraud

22 March 2010

Malcolm McLean, Chief Executive of The Pensions Advisory Service (TPAS), has warned that simplifying the UK's state pension system could leave it open to fraudulent claims.

Mr McLean's comments are in response to proposals for the UK state pension to be allocated based on residency rather than national insurance contributions.

Mr McLean said: "There is a great scope for fraud here. It is quite difficult to fabricate a national insurance record, but it's not that difficult to fabricate an identity with a false passport - and then you get a pension of £95 a week for 30 years. It would be hell of a temptation for fraudsters."

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