Call us on 0845 601 2923
or
 
 
 

Co-habiting couples - know your rights

18 August 2008

The Ministry of Justice (MoJ) has launched a campaign highlighting the need for unmarried couples to get information and advice about their legal and financial rights, as the government is concerned that too few people are aware of them. That includes not knowing their rights to pension benefits if their partner died or they split up.

According to a recent survey, half the country believes that couples who have lived together for a while have the same rights as married couples or civil partners. The government points out that so-called 'Common Law Marriage' does not exist and has not been legally recognised in the UK since 1753. Another myth is that if you have a child with your partner, that confers legal rights.

Typically, pension schemes will pay out a lump sum and/or a regular pension to a dependant when a scheme member dies. But schemes only automatically pay benefits out to spouses or registered civil partners. An unmarried partner often needs to demonstrate they were financially dependent on their partner to claim pension rights when their partner dies.

For advice on non-pensions rights, follow the links through the MoJ Press Release at - http://www.justice.gov.uk/news/newsrelease150808b.htm

Share with:
Contact Us

There are a number of ways to contact us.

We regret, however, that we are unable to accept visitors at our office.

Call
0845 601 2923
or email us

Ask Our Experts
Our pension experts will be happy to answer your questions

Live Q&A
We will even answer your questions live online.
Next session at 2pm on 13 June 2012

 
New! Saving For Retirement Planner

We have launched a new planner to help with your retirement planning.  It can help you identify whether or not you are on course for a comfortable retirement.

 
Future Pension Reforms

Want to know what changes are being made to pensions in the future?