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PPF Ombudsman

The Pension Protection Fund Ombudsman (PPFO) serves two functions.  He deals with complaints against both the Pension Protection Fund (PPF) and the Financial Assistance Scheme (FAS).

Complaints against the PPF

If you are unhappy with a decision made by the Board of the PPF, you should raise it with them first.  If, having had your complaint addressed, you remain unhappy, you should consider applying to the PPFO.

The PPFO will consider applications from:

  • scheme members;
  • scheme trustees or mangers;
  • employers;
  • insolvency practitioners;
  • scheme actuaries;
  • anyone who thinks they have suffered an injustice because of the PPF's maladministration; and
  • representatives of any of these.

He will consider complaints that relate to:

An application must be submitted to the PPFO within 28 days of the date the Board of PPF issues its decision.  This time limit may be extended by the PPF under exceptional circumstances.

If the application is successful, the PPFO can direct the Board of the PPF to change or replace a previous decision.  If appropriate, he can also direct the Board of the PPF to pay compensation to the applicant.

Complaints against the FAS

If you are unhappy with a decision made by FAS, you should raise it with them first.  If, having had your complaint addressed, you remain unhappy, you should consider applying to the PPFO.

The PPFO will consider applications from:

  • scheme members;
  • scheme trustees or mangers;
  • scheme beneficiaries; and
  • representatives of any of these.

He will consider complaints that relate to:

  • a scheme notification decision (whether or not scheme details have been issued to the FAS within the required timescale); and
  • a scheme eligibility decision (i.e. whether or not a scheme is a qualifying pension scheme).

An application must be submitted to the PPFO within two months of the date the FAS issues its decision.

If the application is successful, the PPFO can direct the FAS to change or replace a previous decision.

Contact the PPFO

The Pension Protection Fund Ombudsman

11 Belgrave Road

London

SW1V 1RB

Telephone: 020 7630 2200

E-mail: enquiries@pensions-ombudsman.org.uk
Website: www.ppfombudsman.org.uk

Publications

Copies of the following publications are available from the PPFO.

  • PPF - How the PPFO can help you
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